so i'm taking my daily voyage across the web, looking for anything interesting that i can learn... and i found a few cool things ranging from rocket motors, all the way to making biodiesel in my backyard. but other than all that i learned some cool stuff, i learned a few things related to the subject i'm currently studying. it's a "Short Pay Refinance" and it's actually pretty interesting. the only site that actually knows anything about it is: http://www.shortpayrefi.org. they actually have all the info you're looking for on a "Short Pay Refinance", plus all you need to know about being "Upside down" on your home. check em out.